However, if the rate is at or below you're very best option out there, you can play along and finance it. It's a form of "twisting" an is contrary to Regulation Z and other federal law. Auto Loan, Ford's Premium Care, etc.) when you buy a vehicle. It's actually illegal to force you to buy a finance product (i.e. For a Tremor with an invoice price of more than $69,000, X-Plan translates to a purchase price slightly below invoice.Ģ% below invoice would be a much better deal than X-Plan.įord has several special pricing programs: A-Plan, Z-Plan, X-Plan, and D-Plan. X is the only one accessible to the general public, however, so represents a pretty good price all things considered. How it's calculated: Invoice - 0.4% + $275 program fee.įord's D-Plan applies to dealer employees and family members.Ī/Z is the best deal. The Friends & Neighbors X-Plan is a much broader set that can be used by employees and retirees to sponsor purchases by family and individuals outside their family. The Ford Partner Recognition X-Plan is essentially a supplier discount that members of certain companies that do business with Ford may qualify for. The X-Plan is actually two programs that equate to a discount for friends, family, and groups with special affiliations with Ford. Since the programs are so similar, they are frequently referenced together as A/Z Plan. The Z-Plan is identical to the A-Plan but applies to Ford retirees. How it's calculated: Invoice - Holdback - Advertising Fee + $275 program fee. This is often considered to be the best possible deal out of Ford's discounted Plan offers. Click to expand.Ford has several special pricing programs: A-Plan, Z-Plan, X-Plan, and D-Plan.įord's A-Plan is intended for Ford employees.
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